We believe that every Australian has the right to home loan and financial advice they can trust and afford. Everyone’s circumstances are different and we focus on getting you the right outcomes for you so you can get on with leading a rich and rewarding life, knowing you are in control of your finances.
Why choose Mortgage Choice?

Mortgage Choice takes the stress out of finding the right home loan by doing all the legwork for you, at no cost to you because the lenders pay us commission when the loan is settled. Not only that, Mortgage Choice brokers get paid the same commission, regardless of which lender you choose. This applies to all residential home loans written with any of our 28 lenders. So you can have peace of mind, knowing that your broker is focused on the right outcome for you.
Mortgage Choice was established in 1992 by co-founders Rod Higgins and Peter Higgins, with a vision of building a national network of ethical, credible and professional mortgage brokers who local communities could trust.
Mortgage Choice writes a home loan every 15 minutes in Australia via its network of hundreds of franchises. We offer a wide choice of hundreds of home loan products via an extensive panel of over 27 leading lenders.

Our brokers aim to empower our customers by guiding them through the process of becoming a mortgage holder and sharing their expertise. Our brokers understand every borrower has individual needs and goals, tailoring each home loan to their unique situation. Importantly, we don’t charge customers for our home loan service as the lenders pay us a commission when the mortgage is settled.

But these days Mortgage Choice isn’t just about home loans. Ease of convenience for borrowers and a strong commitment to 'duty of care' is why many of our brokers also help to source personal loans, commercial loans, asset finance, deposit bonds, and risk and general insurances for their customers.

They can also refer customers our growing network of Mortgage Choice financial advisers, who are committed to the concept of driving 'real, relevant results' for everyday Australians.

Following the acquisition in October 2010 of home loan, health insurance and life insurance comparison website HelpMeChoose.com.au, one of the top websites of its kind in Australia, we added another string to our bow in helping customers to get the right deal on the products and services that impact the household budget.

We’ve always been on the side of the customer, and were the first broker in Australia to launch a Customer Charter, which fully discloses our service, payment model, privacy policy and complaints procedure.

Our high standards mean we have been recognised via numerous industry awards and accolades over the years.

Mortgage Choice has no balance sheet or funding risk, and consistently delivers strong profits and attractive yields. We listed on the ASX in 2004 (MOC) and are a member of the Mortgage & Finance Association of Australia (MFAA). In September 2013 we were also added to the S&P/ASX 300 Index. See our Shareholder Centre for more details.

Mortgage Choice holds an Australian Credit Licence: no. 382869 and Mortgage Choice Financial Planning Pty Limited, a fully owned subsidiary of Mortgage Choice, holds an Australian Financial Services Licence: no. 422854. Both licences are issued by ASIC.

Customer service centre: 13 66 78

Head office: Level 10, 100 Pacific Highway, North Sydney NSW 2060. Phone: +61 2 8907 0444.